Damage Mitigation Fund
Created by the Tower Grove Community Development Corporation (TGCDC), funded by the Berges Family Foundation.
This fund acts as an incentive for increased landlord participation in ARCH by HomeScreen, connecting over 100 local nonprofit organizations seeking housing for their clients to available, affordable rental units. By offering up to $3,000 to landlords for verified expenses related to unpaid rent or excessive damages, the DMF aims to secure housing for 250 people over the next three years.
The fund is available to landlords who:
Registered for HomeScreen and opted in to ARCH by HomeScreen
List their available rental property on ARCH by HomeScreen; properties must be located in the St. Louis metro area*
*St. Louis City, St. Louis County, Jefferson, St. Charles, Lincoln, Warren, and Franklin Counties in MO, and Madison, Monroe, and St. Clair counties in IL
Processed and approved a renter application through ARCH by HomeScreen, on or after 1/1/2026
Landlords who meet the above criteria can file a claim based on the following scenarios for a maximum payout of $3,000 per approved application:
A maximum of three (3) months of unpaid rent, not to exceed $3,000, including in situations where a tenant has left before the end of a lease
OR up to $3,000 in property damage, exceeding the security deposit, in excess of normal wear and tear
OR a combination of rental arrears and property damage costs, not to exceed $3,000
Program Requirements:
Applicants must have income verified by HomeScreen of 120% AMI or less
The Landlord must have a signed lease and “Move-In Condition Report” on file with the tenant and/or representative from the nonprofit or social service provider (aka the “SSP”) in place after application approval
The Landlord and the SSP must complete DMF orientation and sign a statement of understanding, including agreeing to participate in mitigation efforts, before filing a claim or starting an eviction process.
Be sure to have the following documentation when submitting a claim:
Signed rental agreement
Move-in Condition Report signed by the tenant and landlord
For rental arrears claims:
Tenant ledger showing unpaid rents
Notices sent to the tenant and/or SSP for unpaid balances
Invoices for requested funds
For property damage claims:
Tenant ledger showing security deposit payment information
Copies of all repair invoices / receipts
Photos of damage with descriptions
Please note: If a landlord accepts payment from the Damage Mitigation Fund for tenant-caused damages or unpaid rent, the landlord agrees not to pursue additional legal action or collection for those same damages or rent. DMF payment is provided in lieu of further collection for the covered charges.